GG Bank is the everyday account for people the old banks ignore — students, freelancers, digital nomads, and families living on money sent from abroad. A prepaid card, fair currency and crypto exchange, low-cost remittances, credit, car lease and cashback. No salary slip. No branch. Just your phone.
Most of the money that actually moves through Georgia doesn't look like a payroll deposit. It's a transfer from a son in Italy, a freelance invoice from a US client, a student's allowance, a tourist's card swipe. The banking system treats all of it as an afterthought.
If your money doesn't arrive as a monthly payroll deposit, GG Bank was designed for you.
Get money sent by a relative working abroad — in minutes, at a fair rate, without losing 6% to fees.
Invoice clients abroad, hold balances in USD, EUR or GEL, and spend anywhere with a card.
A first card and account with no salary required — plus cashback on the things you actually spend on.
Drivers, hosts, traders and gig workers who earn real money the bank's risk model can't see.
One account, seven products. Built on a National Bank of Georgia payment license, with regulated partners for credit, leasing and crypto.
A Visa/Mastercard prepaid card you can open in minutes. Hold GEL, USD and EUR; spend online and in-store anywhere in the world.
Receive money from family working abroad straight into your card — fast, transparent, and far cheaper than a wire or a cash booth.
Swap between GEL, USD and EUR at near-interbank rates. No hidden spread, no queue at the exchange window.
Buy, sell and convert crypto and stablecoins in-app, through a licensed virtual-asset partner — settle straight to your balance.
Build credit on income the banks ignore. A revolving line through a licensed credit partner, underwritten on your real cashflow.
Lease a car without a payroll history. Apply in-app; a leasing partner finances it; you pay from your GG balance.
Earn cashback and travel miles on everyday spending, FX and remittances — rewards built for how you actually live.
No branch visit, no salary letter, no stack of documents.
Snap your ID and a selfie. Our KYC checks you in minutes — built to Georgian AML standards from day one.
A virtual card instantly, a physical one in the post. Top it up from a transfer from abroad, an FX swap, or cash.
Receive remittances, exchange currency and crypto, earn cashback — and unlock credit and leasing as you use it.
Against what you use to receive and move money today.
| Bank wire | Cash transfer booth | GG Bank | |
|---|---|---|---|
| Cost to receive from abroad | 3–6% + FX spread | 5–10% | ~1–2%, transparent |
| Time to spendable money | 1–3 days | Same day, in person | Minutes, in app |
| Account without a salary slip | Hard | N/A | Yes |
| Hold USD / EUR / GEL | Limited | No | Yes |
| Crypto in the same app | No | No | Yes |
| Cashback & miles | No | No | Yes |
Here's what the fees and FX spread quietly cost — and what GG Bank gives back.
You keep an extra
every year — money that stays in the family.
We're launching in Georgia after our payment license is registered with the National Bank of Georgia. The first 5,000 users get a free card and zero FX markup for 3 months.
We'll email you the moment GG Bank opens up. As one of the first 5,000, you'll get a free card and zero FX markup for your first 3 months.
GG Bank operates on a Payment Service Provider license registered with the National Bank of Georgia (NBG). That lets us offer accounts, prepaid cards, payments, FX and remittances directly. Credit, leasing and crypto are offered together with separately licensed partners. We are not a deposit-taking commercial bank.
Yes — that's the whole point. We verify your identity to Georgian AML standards, not your employer. Students, freelancers, remittance recipients and informal earners are all welcome.
A relative abroad sends money to your GG Bank account through our payout partners. It lands on your card in minutes, at a fair exchange rate, with the fee shown upfront — no hidden spread.
Crypto exchange is provided through a partner registered as a Virtual Asset Service Provider (VASP) with the National Bank of Georgia. You buy, sell and convert inside the app; the licensed partner handles custody and settlement.
We're targeting launch in Tbilisi once our NBG registration is complete, then rolling out across Georgia. Early-access users get onboarded in waves before the public launch.